Underwriter Premium Rates
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*Policies are always calculated from the higher of the two amounts (Owner amount or Lender amount) and they are always rounded up to the nearest thousand. ($31,005 would be rounded to $32,000)
*Rates as of September 1, 2010*
ICL Coverage (Same for all Insurers): (Rate Per Thousand)
Up to $100,000.00 - $0.50
$100,001.00 to $500,000.00 - $0.10
$500,001 and above, add $0.00
ICL Rates are in addition to:
|
Minimum Amount: $50.00 |
|
Rates Increase By: |
| $2.05 per thousand up to $100,000 |
| $1.60 per thousand $100,001 to $500,000 |
| $1.05 per thousand $500,001 to $5 million |
| $0.80 per thousand $2,000,001 to $7 million |
| $0.55 per thousand 7,000,001 and above |
For example:
$115,000 policy with ICL:
Stewart: (100*2.05) + (15*1.60) + (100*0.50) + (15*0.10) =
$280.50
First American: (100*2.05) + (15*1.60) + (100*0.50) + (15*0.10) = $280.50
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